TR-1: NOTIFICATION OF MAJOR INTEREST IN SHARES

1. Identity of the issuer or the underlying issuer of existing shares to which voting rights are attached:

FBD Holdings plc

2. Reason for the notification (please tick the appropriate box or boxes):

An acquisition or disposal of voting rights

X

An acquisition or disposal of qualifying financial instruments which may result in the acquisition of shares already issued to which voting rights are attached

An acquisition or disposal of instruments with similar economic effect to qualifying financial instruments

An event changing the breakdown of voting rights

Other (please specify):

3. Full name of person(s) subject to the notification obligation:

Allied Irish Banks, p.l.c. and its subsidiaries

4. Full name of shareholder(s) (if different from 3.):

5. Date of the transaction and date on which the threshold is crossed or reached:

17 November 2009

6. Date on which issuer notified:

19 November 2009

7. Threshold(s) that is/are crossed or reached:

3%

8. Notified details:

A: Voting rights attached to shares

Class/type of
shares

if possible using
the ISIN CODE

Situation previous
to the triggering
transaction

Resulting situation after the triggering transaction

Number
of
Shares

Number
of
Voting
Rights

Number
of shares

Number of voting
rights

% of voting rights

Direct

Direct

Indirect

Direct

Indirect

IE0003290289

983,292

983,292

998,702

998,702

Nil

3%

Nil

Ordinary Shares of €0.60 each

B: Qualifying Financial Instruments

Resulting situation after the triggering transaction

Type of financial
instrument

Expiration
date

Exercise/ 
Conversion 
Period

Number of voting
rights that may be
acquired if the
instrument is
exercised/ converted.

% of voting
rights

C: Financial Instruments with similar economic effect to Qualifying Financial Instruments

Resulting situation after the triggering transaction

Type of financial
instrument

Exercise 
price

Expiration 
date

Exercise/
Conversion 
period

Number of voting 
rights instrument 
refers to

% of voting rights

Nominal

Delta

Total (A+B+C)

Number of voting rights

Percentage of voting rights

998,702

3% 

9. Chain of controlled undertakings through which the voting rights and/or the
financial instruments are effectively held, if applicable:

Registered Holder

Class of Security

No. of shares Held

Bank of New York Nominees Limited

Ordinary Shares Euro 0.60 cent each

47,360

BNY Custodial Nominees (Ireland) Ltd 184062

Ordinary Shares Euro 0.60 cent each

194,396

BNY Custodial Nominees (Ireland) Ltd 184219

Ordinary Shares Euro 0.60 cent each

7,462

BNY Custodial Nominees (Ireland) Ltd 184234

Ordinary Shares Euro 0.60 cent each

18,806

BNY Custodial Nominees (Ireland) Ltd 184235

Ordinary Shares Euro 0.60 cent each

37,154

BNY Custodial Nominees (Ireland) Ltd 184321

Ordinary Shares Euro 0.60 cent each

252,188

BNY Custodial Nominees (Ireland) Ltd 184344

Ordinary Shares Euro 0.60 cent each

13,161

BNY Custodial Nominees (Ireland) Ltd 184346

Ordinary Shares Euro 0.60 cent each

733

BNY Custodial Nominees (Ireland) Ltd 184347

Ordinary Shares Euro 0.60 cent each

2,716

BNY Custodial Nominees (Ireland) Ltd 184615

Ordinary Shares Euro 0.60 cent each

25,838

BNY Custodial Nominees (Ireland) Ltd 184620

Ordinary Shares Euro 0.60 cent each

8,351

Nortrust Nominees Limited

Ordinary Shares Euro 0.60 cent each

103,765

Alibank Nominees Limited A/C T17108

Ordinary Shares Euro 0.60 cent each

350

Goodbody Stockbrokers Nominees Ltd

Ordinary Shares Euro 0.60 cent each

286,421

AIB Services Limited

Ordinary Shares Euro 0.60 cent each

1

Total AIB Holdings 17 November 2009

998,702

Proxy Voting:

10. Name of the proxy holder:

11. Number of voting rights proxy holder will cease to hold:

12. Date on which proxy holder will cease to hold voting rights:

13. Additional information:

Done at AIB, Bankcentre, Ballsbridge, Dublin 4 on 19 November 2009