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Friday 27 January, 2006

Daiwa Secs Grp Inc

3rd Quarter Results

Daiwa Securities Group Inc
27 January 2006

+813-3243-2100
2-6-4 Otemachi, Chiyoda-ku
Tokyo 100-8101, Japan
(URL http://www.daiwa.jp/ir/english/)



January 27, 2006



                        Consolidated financial summary
                (For the third quarter ended December 31, 2005)



1. (1) Change in accounting policy: None

(2) Change in scope of consolidation and equity method:

Scope of consolidation and equity method

Consolidated subsidiaries: 45 companies

Affiliates applicable of equity method: 5 companies

Consolidated subsidiaries: Exclusion: 1 company

Equity method: Addition: 1 company, Exclusion: 1 company



2. Consolidated financial results (from April 1, 2005 to December 31, 2005)

(Note) All figures in the financial statements are rounded down to the nearest
millionth.

 '-' indicates a loss or negative figure.



(1) Operating results (from April 1, 2005 to December 31, 2005)

         (Millions of yen except for per share data and yr/yr % change)
                              Operating revenues  Net operating revenues  Operating income      Ordinary income
Third quarter (2005/12)        576,096    (59.5)%      392,745   (43.8)%  156,370   (119.5)%     162,363  (115.7)%
Third quarter (2004/12)        361,248     (9.2)%      273,201    (6.8)%   71,238    (10.2)%      75,282   (11.5)%
Fiscal 2004 (2005/3)           519,337                 390,432            114,887                120,433


                                Net income         Earnings/share        Fully diluted    Return on shareholders'
                                                                        earnings/share     equity (annual basis)
Third quarter (2005/12)      84,625   (151.6)%     63.60          Yen       60.38     Yen           16.2         %
Third quarter (2004/12)      33,630    (18.4)%     25.27          Yen       24.11     Yen            7.3         %
Fiscal 2004 (2005/3)         52,665                39.03          Yen       37.36     Yen            8.4         %

(Note)

1. Equity in earnings

Third quarter (2005/12): 1,068 million yen, Third quarter (2004/12): 1,574
million yen, Fiscal 2004 (2005/3): 1,893 million yen

2. Average number of shares outstanding (shares)

Third quarter (2005/12): 1,330,556,443  Third quarter (2004/12):1,330,694,283
Fiscal 2004 (2005/3): 1,330,674,648





(2) Financial conditions
(Millions of yen except for per share data and percentage)
                            Total assets       Shareholders' equity      Shareholders'     Shareholders' equity/
                                                                          equity ratio             share
As of Dec. 31, 2005          14,486,363              742,387                  5.1        %         557.98    Yen
As of Dec. 31, 2004          12,856,244              620,472                  4.8        %         466.29    Yen
As of Mar. 31, 2005          12,378,961              648,332                  5.2        %         486.70    Yen

(Note)

Number of shares outstanding (shares)

As of Dec. 31, 2005 : 1,330,489,176  As of Dec. 31, 2004 : 1,330,639,687  As of
Mar. 31, 2005 : 1,330,602,933



(Note) The Group's principal business is securities business, and the
performance is influenced by the economic and market environment.  Therefore,
the Group doesn't disclose the estimated operating result, considering the
difficulty to forecast the performance.





Representative: Shigeharu Suzuki, President

Contact:       Mikita Komatsu, General Manager, Finance Department
Phone:         +813-3243-2100




Information on Group Companies



Daiwa Securities Group Inc. (the 'Company') and its related companies, 45
consolidated subsidiaries and 5 affiliates applicable of equity method
(collectively the 'Group'), predominantly operate in the investment and
financial segment, focusing on securities businesses such as trading and
brokerage of securities and derivatives, underwriting of securities,
distribution of securities, private offering of securities and other business
related to the securities and financial fields.  The Group provides wide range
of services, to meet the worldwide customer needs for raising and investing of
funds through its global networks linking major financial markets in Japan,
America, Europe and Asia and Oceania.



Investing and financial services business (Parent, 45 consolidated subsidiaries
and 5 affiliates applicable of equity method)
(Parent company)                                   Daiwa Securities Group Inc.
(Securities related and financial business)        Retail:
Japan: 15 firms                                    Daiwa Securities Co. Ltd.
                                                   Wholesale:
                                                   Daiwa Securities SMBC Co. Ltd.
                                                   Investment:
                                                   Daiwa Securities SMBC Principal Investments Co. Ltd.
                                                   NIF SMBC Ventures., Ltd. *1
                                                   Asset Management:
                                                   Daiwa Asset Management Co. Ltd.
                                                   Daiwa SB Investments Ltd.
                                                   Research, System development and Consulting:
                                                   Daiwa Institute of Research Ltd.
                                                   Group Support:
                                                   Daiwa Securities Business Center Co., Ltd.
                                                   Daiwa Property Co., Ltd., etc
America: 11 firms                                  Wholesale, etc:
                                                   Daiwa America Corporation
                                                   Daiwa Securities America Inc., etc.
Europe: 9 firms                                    Daiwa Securities SMBC Europe Limited, etc.
Asia and Oceania: 15 firms                         Daiwa Securities SMBC H.K. Limited
                                                   Daiwa Securities SMBC Singapore Limited, etc.





*1 NIF Ventures Co., Ltd. changed the company name to NIF SMBC Ventures., Ltd. 
following the merger of SMBC Capital Co., Ltd. on October 1, 2005.












Results of Operation and Financial Conditions



a. Consolidated operating results for the third quarter of fiscal 2005



1. Summary of operating results for 9 months (comparison with the third quarter
of fiscal 2004)

Net operating revenues increased 43.8% to 392,745 million yen mainly because
commissions, net gains on trading and net gain on private equity and other
securities grew.  Selling, general and administrative expenses increased 17.0%
to 236,374 million yen.  As a result, ordinary income increased 115.7% to
162,363 million yen and net income increased 151.6% to 84,625 million yen.



(1) Commissions

(i) Brokerage commission

Daily average trading value on the Tokyo Stock Exchange increased 55.7% to
2,159.5 billion yen in line with the active market condition.  Brokerage
commission increased 35.8% to 83,038 million yen.



(ii) Underwriting commission

Underwriting commission derived from fixed income increased 16.5% to 6,699
million yen.  Underwriting commission derived from equity declined because
public offerings diminished.  As a result, underwriting commission decreased
21.6% to 30,831 million yen.



(iii) Distribution commission

Distribution commission grew 92.2% to 30,034 million yen because distribution
commissions in investment trust increased 114.6% to 28,477 million yen, due to
an increase in commission arising from sale of beneficiary certificate.



(iv) Other commission

Other commission increased 41.9% to 53,933 million yen due to an increase in
trust fee in line with expanded outstanding balance of equity-related
beneficiary certificate, and due to contribution of M&A and life insurance sales
fee.



(2) Net gains on trading

Net gains on trading in stock and other increased 124.7% to 77,580 million yen.
 Net gains on trading in bond, forex and other increased 17.1% to 84,521 million
yen.  As a result, total net gains on trading increased 51.9% to 162,101 million
yen.



(3) Financial income

Interest and dividend income increased 120.9% to 169,318 million yen and
interest expenses increased 121.5% to158,464 million yen.  Net financial income
increased 112.6% to 10,853 million yen due to an increase in interests received
on securities borrowed.



(4) Selling, general and administrative expenses

Employees' compensation and benefits increased 19.2% due to an increase in
accrued bonuses in line with operating result.  Commission and other expenses
increased 35.0% to 45,406 million yen due to an increase in bond commission
paid.  As a result, selling, general and administrative expenses increased 17.0%
to 236,374 million yen.



2. Summary of operating results for 3 months (comparison with the second quarter
of fiscal 2005)

Consolidated net operating revenues for the third quarter of fiscal 2005
increased 17.4% to 162,773 million yen as a result of an increase in brokerage
commission and underwriting commission.  Selling, general and administrative
expenses for the third quarter increased 7.8% to 86,389 million yen.  As a
result, consolidated ordinary income increased 30.3% to 78,407 million yen.  Net
income increased 13.5% to 38,803 million yen for the third quarter of fiscal
2005, posting extraordinary gains/losses, income taxes, and minority interest.



3. Operating results of overseas subsidiaries for the third quarter of fiscal
2005 (9 months)



Ordinary income by geographic area (millions of yen)


         America                     Europe                 Asia & Oceania                  Total
           956                       5,195                       1,949                      8,101





b. Financial conditions (comparison with March 31, 2005)



Total assets increased by 2,107,402 million yen to 14,486,363 million yen,
because trading assets and collateralized short-term financing agreements
increased by 523,947 million yen and 1,229,850 million yen, respectively.  Total
liabilities increased by 1,981,332 million yen to 13,522,767 million yen,
because trading liabilities and collateralized short-term financing agreements
increased by 734,915 million yen and 1,288,138 million yen, respectively.



                          Consolidated balance sheets


                    (millions of yen)                     Third quarter Third quarter  Increase/    Fiscal 2004
                                                          Dec. 31, 2005 Dec. 31, 2004   Decrease   Mar. 31, 2005
                         Assets
Current assets:                                              13,993,098    12,325,076    1,668,021    11,936,024
Cash and deposits                                               337,486       379,546      -42,060       398,688
Cash segregated as deposits for regulatory purposes             262,464       123,727      138,736       153,516
Notes receivable and trade accounts receivable                   10,339         6,383        3,956         8,635
Securities                                                       61,788        17,280       44,508        15,037
Trading assets:                                               5,766,267     5,384,447      381,819     5,242,319
Trading securities and others                                 4,563,866     4,858,932     -295,066     4,690,548
Derivative assets                                             1,202,400       525,514      676,886       551,771
Trading receivables, net                                              -             -            -         9,419
Private equity and other securities                             254,032        50,854      203,177       149,598
Less: Allowance for possible investment losses                   -7,816        -4,300       -3,516        -7,051
Other inventories                                                 1,942         1,875           66           816
Receivables related to margin transactions:                     501,429       252,702      248,726       312,144
Customer margin loans                                           300,775        87,783      212,992       126,686
Cash deposits as collateral for securities borrowed             200,653       164,919       35,734       185,457
Collateralized short-term financing agreements:               6,578,766     5,717,590      861,176     5,348,915
Cash deposits as collateral for securities borrowed           6,577,648     5,717,590      860,058     5,348,915
Receivables related to gensaki transactions                       1,117             -        1,117             -
Receivables                                                      27,586         5,831       21,755        11,458
Short-term loans receivable                                      40,596        54,969      -14,372        75,781
Accrued income                                                   28,201        16,712       11,488        17,463
Deferred tax assets-current                                      11,018        10,837          181         9,076
Other current assets                                            119,454       306,929     -187,474       190,531
Less: Allowance for doubtful accounts-current                      -458          -311         -147          -328
Non-current assets:                                             493,265       531,167      -37,902       442,937
Tangible fixed assets                                           136,488       138,445       -1,956       137,619
Intangible fixed assets                                          65,207        60,140        5,067        62,052
Investments and others:                                         291,569       332,582      -41,012       243,265
Investment securities                                           231,954       188,988       42,966       178,163
Long-term loans receivable                                       11,896        11,817           79        11,681
Long-term guarantee deposits                                     24,059        24,315         -256        23,410
Deferred tax assets-non-current                                   6,409        21,717      -15,308        12,839
Other investments                                                19,704        98,295      -78,590        25,715
Less: Allowance for doubtful accounts-non-current                -2,454       -12,551       10,097        -8,546
Total assets                                                 14,486,363    12,856,244    1,630,119    12,378,961


                                                            Third quarter    Third      Increase/  Fiscal 2004
                                                            Dec. 31, 2005   quarter     Decrease     Mar. 31,
                     (millions of yen)                                      Dec. 31,                   2005
                                                                              2004
                        Liabilities
Current liabilities:                                           12,536,402   11,214,880   1,321,522   10,685,604
Notes payable and trade accounts payable                            4,301        2,966       1,335        3,369
Trading liabilities:                                            4,393,459    3,918,718     474,741    3,658,544
Trading securities and others                                   3,285,661    3,461,931    -176,270    3,196,633
Derivative liabilities                                          1,107,798      456,786     651,011      461,911
Trading payables, net                                              42,578      296,755    -254,177            -
Payables related to margin transactions:                          184,123      133,932      50,190      141,972
Payable to securities finance companies                             6,862        1,373       5,488        2,981
Proceeds of securities sold for customers' accounts               177,261      132,558      44,702      138,991
Collateralized short-term financing agreements:                 5,165,869    3,991,451   1,174,418    3,877,730
Cash deposits as collateral for securities loaned               4,743,948    3,836,075     907,872    3,687,840
Payables related to gensaki transactions                          421,920      155,375     266,545      189,890
Deposits received                                                 185,716      118,100      67,616      110,415
Cash deposits received as guarantee                                94,132       46,099      48,033       53,302
Short-term borrowings                                           2,045,217    2,196,039    -150,822    2,295,928
Commercial paper                                                  117,299       98,700      18,599      200,220
Bonds and notes due within one year                               130,669      121,356       9,312      129,401
Income taxes payable                                               41,728        2,231      39,497       10,596
Deferred tax liabilities-current                                    5,207          549       4,657          951
Accrued bonuses                                                    22,436       10,729      11,707       22,811
Other current liabilities                                         103,660      277,249    -173,589      180,359
Non-current liabilities:                                          980,334      836,301     144,033      850,180
Bonds and notes                                                   760,874      646,955     113,918      666,136
Convertible bonds                                                       -       79,986     -79,986       79,985
Long-term debt                                                    156,947       75,523      81,423       74,195
Deferred tax liabilities-non-current                               39,162        8,980      30,182        6,225
Retirement benefits                                                19,802       18,785       1,017       19,173
Other non-current liabilities                                       3,548        6,070      -2,522        4,465
Statutory reserves                                                  6,031        5,279         751        5,650
Total liabilities                                              13,522,767   12,056,461   1,466,306   11,541,435
Minority interests                                                221,208      179,311      41,896      189,193
                   Shareholders' equity
Common stock                                                      138,436      138,431           4      138,432
Capital surplus                                                   117,946      117,940           5      117,941
Retained earnings                                                 420,893      343,913      76,980      362,948
Net unrealized gain (loss) on securities, net of tax effect        67,345       28,795      38,549       35,674
Translation adjustments                                            -1,332       -7,849       6,516       -5,877
Treasury stock                                                       -901         -759        -141         -786
Total shareholders' equity                                        742,387      620,472     121,915      648,332
Total liabilities, minority interests and shareholders'        14,486,363   12,856,244   1,630,119   12,378,961
equity





                     Consolidated statements of operations


                    (millions of yen)                         Third    Third quarter     Yr/yr      Fiscal 2004
                                                             quarter   Apr. 1, 2004        %       Apr. 1, 2004-
                                                             Apr. 1,         -          change     Mar. 31, 2005
                                                             2005 -    Dec. 31, 2004                 
                                                            Dec. 31,
                                                              2005
Operating revenues:                                            576,096       361,248          59.5       519,337
Commissions                                                    197,837       154,118          28.4       216,386
Net gain (loss) on trading                                     162,101       106,720          51.9       151,117
Net gain (loss) on private equity and other securities (*1)     15,117             -             -             -
Net gain (loss) on private equity and other securities (*2)          -         1,735             -           171
Interest and dividend income                                   169,318        76,645         120.9       118,019
Other sales revenues                                            31,721        22,028          44.0        33,641
Interest expenses                                              158,464        71,539         121.5       103,676
Cost of sales                                                   24,886        16,507          50.8        25,228
Net operating revenues                                         392,745       273,201          43.8       390,432
Selling, general and administrative expenses:                  236,374       201,963          17.0       275,544
Commission and other expenses                                   45,406        33,634          35.0        46,720
Employees' compensation and benefits                           124,801       104,715          19.2       142,751
Occupancy and rental                                            24,102        24,253          -0.6        32,697
Data processing and office supplies                             12,703        12,233           3.8        16,804
Depreciation expenses                                           16,809        16,371           2.7        22,129
Taxes other than income taxes                                    5,708         5,199           9.8         6,755
Others                                                           6,843         5,556          23.2         7,685
Operating income                                               156,370        71,238         119.5       114,887
Non-operating income:                                            6,859         6,018          14.0         7,909
Equity in earnings                                               1,068         1,574         -32.1         1,893
Others                                                           5,790         4,443          30.3         6,015
Non-operating expenses                                             866         1,974         -56.1         2,363
Ordinary income                                                162,363        75,282         115.7       120,433
Extraordinary gains                                             13,904         4,245         227.5         9,552
Extraordinary losses                                             2,482         3,774         -34.2        17,383
Income before income taxes and minority interests              173,785        75,753         129.4       112,603
Income taxes-current                                            46,117         2,137             -        11,933
Income taxes-deferred                                           17,982        26,694         -32.6        28,233
Minority interest                                              -25,060       -13,291             -       -19,770
Net income                                                      84,625        33,630         151.6        52,665

Net financial income included in net operating revenues         10,853         5,105         112.6        14,342



Note:

*1. Includes share of net income raised by the investments in limited
partnerships and similar partnerships.

*2. Excludes share of net income raised by the investments in limited
partnerships and similar partnerships.

The details are mentioned in 'Change in presentation'.









        Consolidated statements of capital surplus and retained earnings


                (millions of yen)                   Third quarter   Third quarter    Fiscal 2004
                                                    Apr. 1, 2005-   Apr. 1, 2004-   Apr. 1, 2004-
                                                    Dec. 31, 2005   Dec. 31, 2004   Mar. 31, 2005
Capital surplus
Beginning balance of capital surplus                       117,941          117,939       117,939
Increase in capital surplus                                      5                0             1
Conversion of convertible bonds                                  4                -             0
Net gains on sales of treasury stock                             0                0             1
Decrease in capital surplus                                      -                -             -
Ending balance of capital surplus                          117,946          117,940       117,941
Retained earnings
Beginning balance of retained earnings                     362,948          330,780       330,780
Increase in retained earnings:                              85,235           33,630        52,665
Net income                                                  84,625           33,630        52,665
Increase due to merger of subsidiaries                         609                -             -
Decrease in retained earnings:                              27,290           20,497        20,497
Cash dividends paid                                         26,611           19,960        19,960
Bonuses to directors                                           678              536           536
Ending balance of retained earnings                        420,893          343,913       362,948





Notes to consolidated financial statements

The consolidated financial statements of the Company for the third quarter ended
December 31, 2005 are prepared in accordance with the 'Cabinet Office Ordinance
Concerning Securities Companies' (Prime Minister's Office Ordinance and Ministry
of Finance Ordinance No. 32, 1998), and the 'Uniform Accounting Standards of
Securities Companies' (set by the board of directors of the Japan Securities
Dealers' Association, November 14, 1974), based on the 'Regulations of
Consolidated Financial Statements' (Ministry of Finance Ordinance No. 24, 1999)
and its Article 48 and 69.



Basis of consolidated financial statements

1. Scope of consolidation

Consolidated subsidiaries: 45 companies

Major companies:

Daiwa Securities Co. Ltd.

Daiwa Securities SMBC Co. Ltd.

Daiwa Asset Management Co. Ltd.

Daiwa Institute of Research Ltd.

NIF SMBC Ventures Co., Ltd.

Daiwa Securities Business Center Co. Ltd.

Daiwa Property Co., Ltd.

Daiwa Securities SMBC Europe Limited

Daiwa Securities Trust and Banking (Europe) plc

Daiwa America Corporation

Daiwa Securities America Inc.

Daiwa Securities SMBC Asia Holding B.V.

Daiwa Securities SMBC H.K. Limited

Daiwa Securities SMBC Singapore Limited

One consolidated subsidiary is excluded from the scope of consolidation, as two
consolidated subsidiaries merged with a non-consolidated subsidiary during this
third quarter.  Each amount of total assets, operating revenues (or sales), net
income corresponding to equity holdings and retained earnings corresponding to
equity holdings of non-consolidated subsidiaries has little influence on the
consolidated financial statements and has little materiality as a whole.



2. Application of equity method

Affiliates applicable of equity method: 5 companies

Major companies:

Daiwa SB Investments Ltd.

Daiwa SMBC-SSC Securities Co. Ltd.

Totan Holdings Co., Ltd.

The Tokyo Tanshi Co., Ltd.

One company is newly added to the scope of equity method due to purchase of
shares during this third quarter.  One affiliate is excluded from the scope of
equity method due to merger with a consolidated subsidiary during this third
quarter.  A Each amount of net income corresponding to equity holdings and
retained earnings corresponding to equity holdings of both non-consolidated
subsidiaries and affiliates inapplicable of equity method has little influence
on the consolidated financial statements and has little materiality as a whole.

For affiliates applicable of equity method with the third quarter ending other
than December 31, 2005, the financial statements for the relevant third quarter
are reflected.



3. Fiscal period of subsidiaries

For subsidiaries with the third quarter ending other than December 31, 2005, the
financial statements for the relevant third quarter are employed and important
transactions occurred by discrepancies with closing account date are adjusted
for this consolidated financial statements.



4. Accounting policies

(1) Valuation of financial instruments and inventories

(i) Valuation of trading assets and liabilities

Trading assets and liabilities, including securities and financial derivatives
for trading purposes held by securities companies are recorded mainly on a trade
date basis in the consolidated balance sheet at either market or fair value.



(ii) Valuation of non-trading assets and liabilities

The Group examines the intent of holding each securities and classifies those
securities as (a) debt and equity securities intended to held for trading by
non-securities companies ('trading securities'), (b) debt securities intended to
be held to maturity ('held-to-maturity debt securities'), (c) equity securities
issued by subsidiaries and affiliated companies, or (d) all other securities not
classified in any of the above categories ('available-for-sale securities').



Trading securities are carried at fair value with unrealized gains or losses
included in income.  Held-to-maturity debt securities are stated at amortized
cost.  Equity securities issued by subsidiaries and affiliated companies are
stated at moving-average cost.



Available-for-sale securities with market value are stated at market value,
based on quoted market prices.  Realized gains and losses on sale of such
securities are computed using the moving-average cost.  Unrealized gains and
losses on these securities are reported, net of applicable income taxes, as a
separate component of the shareholders' equity.  Debt in available-for-sale
securities for which a market value is not available, are stated at the
amortized cost, net of the amount considered not collectible.  Equity in
available-for-sale securities for which a market value is not available, are
stated at the moving-average cost.



Of those securities with no fair value available, share of net income raised by
the investments in limited partnerships is reflected on consolidated statements
of operations and share of net unrealized profits and losses on securities held
by the partnerships is directly posted into stockholders' equity.  Private
equity and other securities held by certain consolidated subsidiaries are
categorized in current assets.



(iii) Valuation of other inventories

Cost method determined by the specific identification method is mainly applied.



(2) Depreciation of depreciable assets

(i)    Tangible fixed assets

Property and equipment are stated at cost.  The Company and domestic
consolidated subsidiaries compute depreciation principally by the
declining-balance method over estimated useful lives as stipulated by
Corporation Tax Law of Japan.  Depreciation for buildings purchased in Japan
after April 1, 1998 is computed by the straight-line method.  In overseas
consolidated subsidiaries, depreciation is mainly computed by the straight-line
method.



(ii)   Intangible fixed assets

Intangible fixed assets are generally amortized under the straight-line method.
The Company and domestic consolidated subsidiaries compute amortization over
estimated useful lives as stipulated by Corporation Tax Law of Japan, and over
internally estimated useful lives (5 years) for software of in-house use.



(3) Accounting policies for various provisions

(i)    Provision for doubtful accounts

Provisions for doubtful accounts are provided based on the estimated historical
default rate for normal loans, and based on individually assessed amounts for
doubtful accounts.



(ii)   Allowance for possible investment losses

Some consolidated subsidiaries provide the allowances based on estimated losses
on private equity and other securities held at the third quarter end, assessing
the financial conditions of investee companies.



(iii) Accrued bonuses

The Company and domestic consolidated subsidiaries follow the Japanese practice
of paying bonuses to employees in June and December.  Accrued employees' bonuses
represent liabilities estimated as of the balance sheet date.  Bonuses to
directors and corporate executive officers of the Company, which are subject to
approval at the Compensation Committee, represent liabilities as of the balance
sheet date.  Compensation Committee sets policies for deciding compensation of
individual directors and corporate executive officers and determines
compensation content for each individual.  The Chairman of the Board chairs the
committee, while three out of five committee members are outside directors.
Bonuses to directors of consolidated subsidiaries, which are subject to approval
at the shareholders' meeting, are accounted for as an appropriation of retained
earnings.



(iv)  Retirement benefits

The Company and most of domestic consolidated subsidiaries provide an unfunded
defined contribution plan to their employees in return for services rendered
each year, where the amount to be contributed to the individual employee's
account is defined by the plan.  Contributions by the Company and most of
domestic consolidated subsidiaries under the unfunded defined contribution plan
are accumulated on an annual basis and earn a guaranteed hypothetical return at
a rate predetermined by the Company and most of domestic consolidated
subsidiaries each year.  As for the closed pension fund, accrued retirement
benefits for the portion of 9 months are provided based on the difference
between projected benefit obligation and fund fair value expected on March 31,
2006.



(4) Accounting for certain lease transactions

Financial leases, whose ownership does not transfer to the lessee at the end of
the lease term (non-capitalized finance leases) are not capitalized and are
accounted for in the same manner as operating leases.



(5) Hedging transaction

The Group states derivative financial instruments at fair value and recognizes
changes in the fair value as gains or losses unless the derivative financial
instruments are used for hedging purposes.  Valuation gains or losses on hedging
instruments are mainly deferred as assets or liabilities until the gains or
losses on the underlying hedged instruments are realized.  Interest received or
paid on interest swaps for hedging purposes is accrued without being
marked-to-market.  The premium or discount on forward foreign exchange for
hedging purpose is allocated to each fiscal term without being marked-to-market.







(6) Other material items

(i)    Accounting for consumption taxes

Consumption taxes are separately recorded.

(ii)   Deferred assets

Stock issue costs and bond issue costs are amortized in a lump sum when
incurred.

(iii) Consolidated tax payments system

The consolidated tax payments system is applied.







Change in presentation

Regarding the investments in limited partnerships and similar partnerships
regarded as securities, the profits and losses related to these investments had
been included in 'Interest and dividend income' until fiscal 2004, but those are
included in 'Net gain (loss) on private equity and other securities' since the
beginning of this fiscal year.  'Interest and dividend income' decreased by
10,281 million yen, due to this change in presentation.







Notes to consolidated balance sheets

1.     Accumulated depreciation of tangible fixed assets
   As of Dec. 31, 2005       As of Dec. 31, 2004       As of Mar. 31, 2005
      101,392 million yen       102,624 million yen        97,300 million yen

2.     Guarantee
   As of Dec. 31, 2005       As of Dec. 31, 2004       As of Mar. 31, 2005
        2,858 million yen         3,773 million yen         3,513 million yen


3.        Short-term and long-term borrowings include the subordinated
borrowings stipulated by Article 2 of the 'Cabinet Office Ordinance on the
Capital Adequacy Rule for Securities Companies' (Cabinet Office Ordinance No.
23, 2001).

Short-term borrowings
   As of Dec. 31, 2005       As of Dec. 31, 2004       As of Mar. 31, 2005
       20,000 million yen        40,000 million yen        40,000 million yen

Long-term borrowings
   As of Dec. 31, 2005       As of Dec. 31, 2004       As of Mar. 31, 2005
       82,000 million yen        20,000 million yen        20,000 million yen





Notes to consolidated statements of operations



Details of extraordinary gains/losses
 (million of yen)                                              Third quarter    Third quarter     Fiscal 2004
                                                               Apr. 1, 2005-    Apr. 1, 2004-    Apr. 1, 2004-
                                                               Dec. 31, 2005    Dec. 31, 2004    Mar. 31, 2005
Extraordinary gains:
Gain on sale of fixed assets                                                 -            1,804            2,000
Gain on liquidation of related companies                                     -              599              599
Gain on sale of related companies' stock                                 3,714                -                -
Gain on sale of investment securities                                    5,464            1,340            6,451
Reversal of reserve for financial futures transaction                        -                0                -
liabilities
Reversal of stock purchase warrant                                           -              501              501
Gain on change in stake in subsidiary                                    4,725                -                -

Extraordinary losses:
Loss on litigation settlement                                            1,279                -                -
Write-down of related companies stocks                                       -               40               40
Write-down of investment securities                                        112              435            3,430
Valuation loss of fixed assets                                               -               60              114
Loss on sale or disposal of fixed assets                                   372              269            1,535
Loss on liquidation of related companies                                     -              650              650
Loss on sale of investment securities                                       44              676              892
Loss on sale of loans receivable                                             -                -            7,595
Provision for doubtful accounts                                              -              809            1,638
Reorganization costs for overseas banking subsidiary                         -              495              779
Multiemployer pension plan settlement cost in consolidated                   -              189              188
subsidiaries
Provision for securities transaction liabilities                           381              147              517
Others                                                                     292                -                -





Supplemental information for the third quarter of fiscal 2005



1. Breakdown of commissions



Third quarter ended December 31, 2005 (A)
       (millions of yen)          Equity     Fixed income   Investment    Investment      Others       Total
                                                (Bond)         trust        banking
Brokerage commission                  82,011           786           239             -             -     83,038
Underwriting commission                    -             -             -        30,831             -     30,831
(Stock and other)                        (-)           (-)           (-)      (22,667)           (-)   (22,667)
(Bond and other)                         (-)           (-)           (-)       (6,699)           (-)    (6,699)
Distribution commission                    -             -        28,477         1,557             -     30,034
Other commission                       1,330         1,679        27,627        10,867        12,428     53,933
(Agency commission)                      (-)       (1,666)      (15,315)           (-)           (-)   (16,982)
Total                                 83,342         2,466        56,343        43,255        12,428    197,837



Third quarter ended December 31, 2004 (B)
      (millions of yen)           Equity     Fixed income   Investment    Investment      Others       Total
                                                (Bond)         trust        banking
Brokerage commission                  59,980         1,024           129             -             -     61,134
Underwriting commission                    -             -             -        39,337             -     39,337
(Stock and other)                        (-)           (-)           (-)      (32,667)           (-)   (32,667)
(Bond and other)                         (-)           (-)           (-)       (5,749)           (-)    (5,749)
Distribution commission                    -             -        13,267         2,359             -     15,626
Other commission                       1,408         1,934        18,752         8,477         7,447     38,019
(Agency commission)                      (-)       (1,868)      (10,105)           (-)           (-)   (11,973)
Total                                 61,388         2,958        32,149        50,173         7,447    154,118



Yr/yr percentage change ((A) / (B) - 1)
         (percentage)             Equity     Fixed income   Investment    Investment      Others       Total
                                                (Bond)         Trust        banking
Brokerage commission                    36.7         -23.2          84.6             -             -       35.8
Underwriting commission                    -             -             -         -21.6             -      -21.6
(Stock and other)                        (-)           (-)           (-)       (-30.6)           (-)    (-30.6)
(Bond and other)                         (-)           (-)           (-)        (16.5)           (-)     (16.5)
Distribution commission                    -             -         114.6         -34.0             -       92.2
Other commission                        -5.6         -13.2          47.3          28.2          66.9       41.9
(Agency commission)                      (-)       (-10.8)        (51.6)           (-)           (-)     (41.8)
Total                                   35.8         -16.6          75.3         -13.8          66.9       28.4



Fiscal 2004 ended March 31, 2005
      (millions of yen)           Equity     Fixed income   Investment    Investment      Others       Total
                                                (Bond)         trust        banking
Brokerage commission                  81,919         1,463           159             -             -     83,542
Underwriting commission                    -             -             -        54,743             -     54,743
(Stock and other)                        (-)           (-)           (-)      (44,659)           (-)   (44,659)
(Bond and other)                         (-)           (-)           (-)       (8,573)           (-)    (8,573)
Distribution commission                    -             -        19,687         3,597             -     23,285
Other commission                       1,967         2,800        25,793        12,828        11,425     54,815
(Agency commission)                      (-)       (2,748)      (14,014)           (-)           (-)   (16,763)
Total                                 83,887         4,263        45,640        71,170        11,425    216,386



2. Breakdown of net gains on trading
      (millions of yen)          Third quarter     Third quarter     Yr/yr % change   Fiscal 2004 (2005/3)
                                   (2005/12)         (2004/12)
Stock and other                           77,580            34,526              124.7             56,104
Bond, forex and other                     84,521            72,193               17.1             95,012
 (Bond and other)                       (34,554)          (53,876)            (-35.9)           (62,407)
 (Forex and other)                      (49,967)          (18,317)            (172.8)           (32,605)
Total                                    162,101           106,720               51.9            151,117



Quarterly consolidated statements of operation
              (millions of yen)               3rd quarter  4th quarter  1st quarter  2nd quarter  3rd quarter
                                                Oct. 1,      Jan. 1,    Apr.1, 2005- Jul.1, 2005- Oct.1, 2005-
                                                 2004-        2005-       Jun. 30,     Sep. 30,     Dec. 31,
                                                Dec. 31,     Mar. 31,       2005         2005         2005
                                                  2004         2005
Operating revenues                                 118,067      158,088      135,435      195,376      245,284
Commissions                                         46,702       62,268       45,039       62,944       89,853
Brokerage commission                                16,757       22,408       17,756       26,209       39,072
(Stock and other)                                   16,322       21,939       17,467       25,916       38,628
(Bond and other)                                       404          439          251          228          307
Underwriting commission                             11,801       15,405        5,320        9,132       16,378
(Stock and other)                                    9,822       11,991        2,501        6,661       13,504
(Bond and other)                                     1,764        2,824        2,410        2,011        2,277
Distribution commission                              5,617        7,659        7,515        9,305       13,214
(Beneficiary certificates)                           4,691        6,420        6,949        8,900       12,627
Other commission                                    12,524       16,795       14,447       18,297       21,188
(Beneficiary certificates)                           6,491        7,006        7,663        9,049       10,796
Net gain (loss) on trading                          30,452       44,397       35,804       68,547       57,749
(Stock and other)                                    5,635       21,577        7,435       39,042       31,102
(Bond and other)                                    18,216        8,531       20,566        8,236        5,751
(Forex and other)                                    6,600       14,288        7,802       21,268       20,896
Net gain (loss) on private equity                        -            -        4,009        2,071        9,037

and other securities (*1)
Net gain (loss) on private equity                      201       -1,563            -            -            -

and other securities (*2)
Interest and dividend income                        33,385       41,374       42,965       52,483       73,869
Other sales revenues                                 7,326       11,612        7,616        9,330       14,774
Interest expenses                                   30,466       32,137       38,531       49,507       70,425
Cost of sales                                        5,420        8,720        5,621        7,178       12,085
Net operating revenues                              82,180      117,230       91,282      138,689      162,773
Selling, general and administrative expenses:       66,002       73,581       69,878       80,106       86,389
Commission and other expenses                       11,295       13,086       13,748       15,509       16,148
Employees' compensation and benefits                33,472       38,036       34,961       42,485       47,355
Occupancy and rental                                 7,992        8,443        7,746        8,312        8,042
Data processing and office supplies                  4,225        4,571        4,309        4,014        4,379
Depreciation expenses                                5,486        5,758        5,551        5,588        5,669
Taxes other than income taxes                        1,617        1,556        1,594        2,004        2,109
Others                                               1,911        2,129        1,966        2,191        2,685
Operating income                                    16,177       43,649       21,404       58,582       76,383
Non-operating income                                 2,436        1,891        2,705        1,957        2,196
Non-operating expenses                                 591          389          308          384          172
Ordinary income                                     18,022       45,151       23,800       60,155       78,407
Extraordinary gains                                  2,043        5,307          321       10,562        3,020
Extraordinary losses                                 1,388       13,608            -          614        1,867
Income before income taxes and minority             18,676       36,850       24,122       70,102       79,560
interests
Income taxes-current                                   307        9,795        2,698       22,478       20,940
Income taxes-deferred                                6,683        1,539        6,690        4,104        7,187
Minority interests                                  -2,221       -6,479       -3,096       -9,333      -12,629
Net income                                           9,464       19,035       11,636       34,185       38,803

Net financial income included in net                 2,918        9,236        4,434        2,975        3,444
operating revenues

Note:

*1. Includes share of net income raised by the investments in limited
partnerships and similar partnerships.

*2. Excludes share of net income raised by the investments in limited
partnerships and similar partnerships.









Non-consolidated financial summary

                (For the third quarter ended December 31, 2005)





(1) Operating results (from April 1, 2005 to December 31, 2005)

(Note) All figures in the financial statements are rounded down to the nearest
millionth.

'-' indicates a loss or negative figure.

         (Millions of yen except for per share data and yr/yr % change)
                                  Operating revenues          Operating income             Ordinary income
Third quarter (2005/12)              34,419      (41.1)%          25,300     (68.3)%           27,575     (61.7)%
Third quarter (2004/12)              24,395      (80.1)%          15,034    (475.8)%           17,055    (508.5)%
Fiscal 2004 (2005/3)                 26,236                       13,884                       16,302


                                         Net income                Earnings/share
Third quarter (2005/12)                 33,660       (89.3)%           25.29         Yen
Third quarter (2004/12)                 17,785      (928.2)%           13.36         Yen
Fiscal 2004 (2005/3)                    32,228                         24.21         Yen



(Note)



1. Average number of shares outstanding (shares)
Third quarter (2005/12):             Third quarter (2004/12): 1,330,703,781  Fiscal 2004 (2005/3):
1,330,565,941                                                                1,330,684,146

2. Change in accounting policies: None





 (2) Financial conditions
         (Millions of yen except for per share data and percentage)
                             Total assets     Shareholders' equity       Shareholders'     Shareholders' equity/
                                                                          equity ratio             share
As of Dec. 31, 2005            1,116,707             604,806                   54.2      %          454.57    Yen
As of Dec. 31, 2004            1,028,024             556,672                   54.1                 418.34
As of Mar. 31, 2005            1,088,665             573,115                   52.6                 430.71



(Note)



 1. Number of shares outstanding (shares)
As of Dec. 31, 2005: 1,330,498,674  As of Dec. 31, 2004: 1,330,649,185      As of Mar. 31, 2005: 1,330,612,431



 2. Treasury stock (shares)
As of Dec. 31, 2005: 1,245,724      As of Dec. 31, 2004: 1,086,073          As of Mar. 31, 2005: 1,123,741



(Note)



The Company, the holding company for the Daiwa Securities Group, is influenced
by the performance of subsidiaries.

The subsidiaries' principal business is securities business, and the economic
and market environment affects their performance.  Therefore, the Company
doesn't disclose the estimated operating result, considering the difficulty to
forecast the performance.





                                 Balance sheets


                (millions of yen)                 Third quarter  Third quarter     Increase/      Fiscal 2004
                                                  Dec. 31, 2005  Dec. 31, 2004      Decrease     Mar. 31, 2005
                     Assets
Current assets:                                          167,196        223,316          -56,119        227,816
Cash and deposits                                         69,531         76,881           -7,350        117,897
Securities                                                41,515              -           41,515              -
Short-term loans receivable                               25,956        124,088          -98,132         87,369
Accrued income                                               438          1,384             -945          1,845
Deferred tax assets-current                                  574          6,883           -6,309          1,886
Other current assets                                      29,180         14,078           15,102         18,816


Non-current assets:                                      949,511        804,708          144,803        860,849
Tangible fixed assets                                     10,072         10,261             -188         10,187
Intangible fixed assets                                      707            753              -46            717
Investments and others:                                  938,731        793,693          145,038        849,944
Investment securities                                    714,972        658,722           56,249        658,209
Long-term loans receivable                               201,746        111,736           90,009        171,406
Long-term guarantee deposits                              13,613         12,797              815         12,471
Others                                                     8,895         10,938           -2,042          8,351
Less: Allowance for doubtful accounts                       -496           -502                5           -494

Total assets                                           1,116,707      1,028,024           88,683      1,088,665








                 (millions of yen)                    Third quarter   Third quarter   Increase/    Fiscal 2004
                                                      Dec. 31, 2005   Dec. 31, 2004    Decrease   Mar. 31, 2005
                    Liabilities
Current liabilities:                                          277,741        213,342       64,398        263,444
Short-term borrowings                                          70,510         48,010       22,500         67,710
Commercial paper                                                    -              -            -         25,000
Bonds and notes due within one year                            79,976        100,000      -20,024        100,000
Collateralized short-term financing agreements                120,376         61,209       59,167         66,855
Income taxes payable                                              122            124           -1            138
Accrued bonuses                                                   855            344          510            769
Other current liabilities                                       5,900          3,654        2,246          2,970
Non-current liabilities:                                      234,159        258,008      -23,849        252,105
Bonds and notes                                               136,400        120,000       16,400        124,900
Convertible bonds                                                   -         79,986      -79,986         79,985
Long-term debt                                                 51,000         38,000       13,000         37,000
Long-term cash deposits received as guarantee                   4,071          4,328         -256          4,100
Deferred tax liabilities-non-current                           38,987         11,384       27,602          1,916
Retirement benefits                                             2,512          3,382         -870          3,408


Other non-current liabilities                                   1,188            927          261            793
Total liabilities                                             511,901        471,351       40,549        515,549
                Shareholders' equity
Common stock                                                  138,436        138,431            4        138,432
Capital surplus                                               117,946        117,940            5        117,941
Additional paid-in capital                                    117,791        117,786            4        117,786
Other capital surplus reserve                                     154            154            0            154
Net gains on sales of treasury stock                              154            154            0            154
Retained earnings                                             296,458        274,966       21,492        289,409
Earned surplus reserve                                         45,335         45,335            -         45,335
General-purpose reserve                                       218,000        218,000            -        218,000
Unappropriated retained earnings                               33,123         11,630       21,492         26,074
(Net income for the current term)                            (33,660)       (17,785)     (15,875)       (32,228)
Net unrealized gain (loss) on securities, net of tax           52,865         26,093       26,771         28,119
effect
Treasury stock                                                   -901           -759         -141           -786
Total shareholders' equity                                    604,806        556,672       48,133        573,115
Total liabilities and shareholders' equity                  1,116,707      1,028,024       88,683      1,088,665










                            Statements of operations


                                                  Third quarter   Third quarter       Yr/yr        Fiscal 2004
               (millions of yen)                 Apr. 1, 2005 -  Apr. 1, 2004 -         %        Apr. 1, 2004 -
                                                  Dec. 31, 2005   Dec. 31, 2004      change       Mar. 31, 2005

Operating revenues:                                       34,419          24,395            41.1          26,236
Dividends from related companies                          32,243          19,130            68.5          19,136
Interest on loans to related companies                     2,076           2,801           -25.9           3,704
Other interest and dividend income                             -              75               -             100
Royalty on trademark                                           -           2,386               -           3,295
    Other                                                     99               -               -               -
Operating expenses:                                        9,118           9,360            -2.6          12,352
Selling, general and administrative expenses:              6,942           5,708            21.6           7,731
Commission and other expenses                              1,332             643           107.0             917
Employees' compensation and benefits                       3,124           2,636            18.5           3,650
Occupancy and rental                                         455             538           -15.4             681
Data processing and office supplies                          631             658            -4.1             870
Depreciation expenses                                        264             322           -18.0             428
Others                                                     1,133             907            24.9           1,182
Interest expenses                                          2,176           3,652           -40.4           4,620
Operating income                                          25,300          15,034            68.3          13,884
Non-operating income                                       2,354           2,179             8.0           2,669
Non-operating expenses                                        79             158           -49.6             251
Ordinary income                                           27,575          17,055            61.7          16,302
Extraordinary gains                                        9,160           1,669           448.6           9,149
Extraordinary losses                                       1,479             332           344.5           3,396
Income before income taxes                                35,255          18,392            91.7          22,055
Income taxes-current                                     -19,810          -3,144               -          -8,064
Income taxes-deferred                                     21,406           3,752           470.5          -2,109
Net income                                                33,660          17,785            89.3          32,228
Unappropriated retained earnings-carryforward             15,429             498               -             498
Interim dividends                                         15,966           6,653           140.0           6,653
Unappropriated retained earnings                          33,123          11,630           184.8          26,074








Notes to financial statements

The financial statements of the Company for the third quarter ended December 31,
2005 are prepared in accordance with 'Regulations of Interim Financial
Statements' (MOF Ordinance No. 38, 1977).



Basis of financial statements

1.        Valuation of securities

The Company examines the intent of holding each securities and classifies those
securities as (a) debt and equity securities intended to held for trading
purpose ('trading securities'), (b) equity securities issued by subsidiaries and
affiliated companies, or (c) all other securities not classified in any of the
above categories ('available-for-sale securities').



Trading securities are carried at fair value with unrealized gains or losses
included in income.  Equity securities issued by subsidiaries and affiliated
companies are stated at moving-average cost.



Available-for-sale securities with market value are stated at market value,
based on quoted market prices.  Realized gains and losses on sale of such
securities are computed using the moving-average cost.  Unrealized gains and
losses on these securities are reported, net of applicable income taxes, as a
separate component of the shareholders' equity.  Debt in available-for-sale
securities for which a market value is not available, are stated at the
amortized cost, net of the amount considered not collectible.  Equity in
available-for-sale securities for which a market value is not available, are
stated at the moving-average cost.



Of those securities with no fair value available, share of net income raised by
the investments in limited partnerships is reflected on statements of operations
and share of net unrealized profits and losses on securities held by the
partnerships is directly posted into stockholders' equity.



2.  Depreciation of depreciable assets

(1) Tangible fixed assets

The Company computes depreciation by the declining-balance method over estimated
useful lives as stipulated by Corporation Tax Law of Japan.  Depreciation for
buildings purchased in Japan after April 1, 1998 is computed by the
straight-line method.

(2) Intangible fixed assets, and investments and others

Intangible fixed assets are amortized under the straight-line method.  The
Company computes amortization over estimated useful lives as stipulated by
Corporation Tax Law of Japan, and over internally estimated useful lives (5
years) for software of in-house use.



3. Accounting for various provisions

(1) Provision for doubtful accounts

Provisions for doubtful accounts are provided based on the estimated historical
default rate for normal loans, and based on individually assessed amounts for
doubtful accounts.

(2) Accrued bonus

Accrued employees' bonuses represent liabilities estimated as of the balance
sheet date.  Bonuses to directors and corporate executive officers, which are
subject to approval at the Compensation Committee, represent liabilities as of
the balance sheet date.

(3) Retirement benefits

The Company provides an unfunded defined contribution plan to its employees in
return for services rendered each year, where the amount to be contributed to
the individual employee's account is defined by the plan.  Contributions by the
Company under the unfunded defined contribution plan are accumulated on an
annual basis and earn a guaranteed hypothetical return at a rate predetermined
by the Company each year.  As for the closed pension fund, accrued retirement
benefits for the portion of 9 months are provided based on the difference
between projected benefit obligation and fund fair value expected on March 31,
2006.



4. Accounting for certain lease transactions

Financial leases, whose ownership does not transfer to the lessee at the end of
the lease term (non-capitalized finance leases) are not capitalized and are
accounted for in the same manner as operating leases.



5. Hedging transaction

Interest received or paid on interest swaps for hedging purposes is accrued
without being marked-to-market.  The premium or discount on forward foreign
exchange for hedging purpose is allocated to each fiscal term without being
marked-to-market.



6. Other material items

(1) Accounting for consumption taxes

Consumption taxes are separately recorded.

(2) Deferred assets

Stock issue costs and bond issue costs are amortized in a lump sum when
incurred.

(3) Consolidated tax payments system

The consolidated tax payments system is applied.









Change in presentation

'Other interest and dividend income' and 'Royalty on trademark' which had been
separately presented until fiscal 2004 are included in 'Other' of Operating
revenues from the beginning of this fiscal year, due to lessened materiality in
amount.  'Other interest and dividend income' and 'Royalty on trademark' for the
third quarter of fiscal 2005 are 85 million yen and 9 million yen, respectively.



Notes to balance sheets



1. Accumulated depreciation of tangible fixed assets
      As of Dec. 31, 2005              As of Dec. 31, 2004              As of Mar. 31, 2005
       3,028 million yen                3,206 million yen                3,218 million yen

2. Guarantee
      As of Dec. 31, 2005              As of Dec. 31, 2004              As of Mar. 31, 2005
       5,488 million yen                11,672 million yen               8,969 million yen



3. Fair value of subsidiary and affiliated company stocks as of Dec. 31, 2005
(millions of yen)
                                                   Carrying value         Fair value       Difference
Subsidiary                                                 19,648            137,306          117,658
Affiliated company                                            274                812              537



Notes to statements of operations

Details of extraordinary gains/losses

                                                               (millions of yen)
                                                             Third quarter     Third quarter     Fiscal 2004
                                                               Apr. 1, 2005-     Apr. 1, 2004-     Apr. 1, 2004-
                                                               Dec. 31, 2005     Dec. 31, 2004     Mar. 31, 2005
Extraordinary gains:

Gain on sale of fixed assets                                                 -                 -                20
Gain on liquidation of related companies                                 1,200               698             5,529
Gain on sale of related companies' stocks                                6,146                 -                 -
Gain on sale of investment securities                                    1,812               469             3,098
Reversal of stock purchase warrant                                           -               501               501

Extraordinary losses:

Loss on litigation settlement                                            1,279                 -                 -
Write-down of related companies' stocks                                      -                37                42
Write-down of investment securities                                         75                40             3,035
Loss on sale of investment securities                                        4                 -                 -
Valuation loss of fixed assets                                               -                52                52
Loss on sale or disposal of fixed assets                                   120               105               116
Provision for doubtful accounts                                              -                96               150








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